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Mortage Terms


  > Delinquency
Failure of a borrower to make timely mortgage payments under a loan agreement.
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  > Borrower
A person who has been approved to receive a loan and is then obligated to repay it and any additional fees according to the loan terms.
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  > Interest rate
The amount of interest charged on a monthly loan payment usually expressed as a percentage.
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Did You Know?    
 
 
Pay An Up Front Insurance Premium
When you get a mortgage loan insured by FHA you have to pay an up-front insurance premium which can be included in the loan you get through a lender. You will also have to pay a monthly insurance premium that is added to the regular mortgage payment. FHA uses the premiums to pay the lender if you default on your mortgage.
 

 
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Contact our West Virginia Mortgage Lenders


If you live in the following cities and need a mortgage lender you should contact our West Virginia mortgage lender as soon as possible:

  • Barboursville
  • Beckley
  • Bluefield
  • Bridgeport
  • Buckhannon
  • Charles Town
  • Charleston
  • Clarksburg
  • Elkins
  • Elkview
  • Fairmont
  • Grafton
  • Harpers Ferry
  • Huntington
  • Hurricane
  • Keyser
  • Logan
  • Martinsburg
  • Morgantown
  • Moundsville
  • Oak Hill
  • Parkersburg
  • Princeton
  • Saint Albans
  • Vienna
  • Weirton
  • Wellsburg
  • Wheeling
       
 
Did You Know?    
 
 
Pay An Up Front Insurance Premium
When you get a mortgage loan insured by FHA you have to pay an up-front insurance premium which can be included in the loan you get through a lender. You will also have to pay a monthly insurance premium that is added to the regular mortgage payment. FHA uses the premiums to pay the lender if you default on your mortgage.
 
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West Virginia Audio & Video    
 
  Brokers Urge New Scale For Jumbo Mortgages
Audio, RM, 48 Kbps, 2:58:00 AM, 8/19/2005
Reporter Scott Horsley reports on federally sponsored underwriters Fannie Mae and Freddie Mac back mortgages up to $369,000. Without federal underwriting, home buyers pay a higher interest rate.
Source: National Public Radio 		 
 
West Virginia External Sites    
 
 

HUD Approved Housing Counseling Agencies in WEST VIRGIN
CCCS OF SOUTHERN WEST VIRGINIA - BECKLEY 111 Lebanon Lane Beckley, ... Counseling: Fair Housing Assistance Home Equity Conversion Mortgage Counseling
Homeownership: West Virginia - HUD
Help save my home. -, Fair housing. -, Approved mortgage lenders ... West Virginia Housing Development Fund - resources for helping housing education

  


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The information provided on Mortgage Lenders West Virginia.com is not intended to be mortgage advice, but merely conveys general information related to mortgage issues commonly encountered.

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